Maybe someone can help me... I had a charge-off for Porgressive Insurance ($165.00). NCO was the collector. The bill was paid in 3-2000, and was verified as paid last month. Now, can I dispute this at all? I live in NY and have the 5-year rule for paid charge-offs/collections. Or should I wait out the 4 years? From what I've read about them, everyone hates them and they keep poor records. Should I at least try to dispute as not mine? Thanks for your help. Erica
Did u ever have experience with NCO lizardking? I've heard they are really a pain in the ass to deal with.. I haven't dealt with them directly via disputes, but from other people posting on here, it seems that way.. I hope I don't run into that trouble, because I also have NCO, Coldata, and Cavalry listed on mine..
Ender: What is the Cavalry one all about? Is it a reaging and reposting of an old written off account?
Yes, Cavalary is doing the same thing as NCO and Coldata.. I am still in round 1 of disputing against the collection doing prove to me it's my debt.. so I need to do 2 more rounds, before I go the suing route..
