Another NCO Question

Discussion in 'Credit Talk' started by Erica, Mar 14, 2001.

  1. Erica

    Erica Well-Known Member

    Maybe someone can help me... I had a charge-off for Porgressive Insurance ($165.00). NCO was the collector. The bill was paid in 3-2000, and was verified as paid last month.

    Now, can I dispute this at all? I live in NY and have the 5-year rule for paid charge-offs/collections. Or should I wait out the 4 years?

    From what I've read about them, everyone hates them and they keep poor records. Should I at least try to dispute as not mine?

    Thanks for your help.

  2. Ender

    Ender Well-Known Member

    Did u ever have experience with NCO lizardking? I've heard they are really a pain in the ass to deal with.. I haven't dealt with them directly via disputes, but from other people posting on here, it seems that way.. I hope I don't run into that trouble, because I also have NCO, Coldata, and Cavalry listed on mine..
  3. MBA/MBA999

    MBA/MBA999 Guest

    Ender: What is the Cavalry one all about? Is it a reaging and reposting of an old written off account?
  4. Ender

    Ender Well-Known Member

    Yes, Cavalary is doing the same thing as NCO and Coldata.. I am still in round 1 of disputing against the collection doing prove to me it's my debt.. so I need to do 2 more rounds, before I go the suing route..
  5. MBA9999

    MBA9999 Guest

    Does Calvary appear on your credit report? Where is CALVARY located?
  6. Ender

    Ender Well-Known Member

    3303 North 45th ST
    Phoenix, AZ

    That is where Cavalry is.. they appear and have REAGED my account.

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