I am really excited right now. I paid off of lot of my accounts and closed quite a few of them. And my scores are still low. According to WorthKnowing, I went from a 56 to an 80 in 3 months, but my Fico says otherwise. But to get to the point. You know how we are wrapped up in getting high limits, well I see you really can do it, without having a high score. Here is my good news: When all of the Citibank hype was going on in the last few months I got declined and my hubby was approved for 10,000. Well I was approved for 10,000 today. And also I've had an MBNA line of credit for 2 years now and I started out with a 2,000 limit and it was increased to 6,500 over that time. Well that was one of the accounts that I paid off a couple of months ago, so I decided to call and ask for an increase. I've been spoiled now, and I was just curious to see if they would at least increase me to 9,000 (I was hoping for 10,000), and what do you know.....(Drum Roll, please).......they increased me to 20,0000. Oh my God, I can't believe that, but it's true. All of my other limits have been really low, and most of all of my accounts were with the SubPrime Slime. I am extremely happy now. I have said all of this to say this: Once you have gotten your foot in the door with a Prime creditor, and you prove them worthy, you'll eventually get the limits you want, without having a FICO of 700 or better. Thanks for letting me share my small succes with you all. I hope everyone of you accomplish what you want. Good Luck!!!!!