I did not agree to make any payment at any time however. But the representative immediately started asking for my social security number, husbands name, places of work and so forth. I refused to give out any of this information to her. She also said that they do not send out statements on accounts, only accept payment in full or monthly payments made by check over the phone, or monthly electronic checking deductions. Now, my concern here is that since this seems to be a VERY shady company, it seems to me a bad idea to give them any type of access to my accounts! I asked her if I could just send cashiers checks or money orders should I be able to pay the debts and she said they do not allow that. Is that legal? I guess what I'm looking for here is advice on how to deal with a known shady company. And since off the bat she started asking for social security numbers and phone numbers (which I think MIGHT be a violation of law), dealing with them makes me even more nervous. I want this debt paid off and off my credit report, but how do I go about it in a safe way? Any advice is appreciated!