I read a lot on the topic of SOL and some of the stuff that I have read has confused me over 1 point : Which state's SOL is valid in one's case for Credit card debt - the one where the person is living and obtained credit or the state where the original creditor is located ? for eg) I got a credit card from Citi bank( located in SD where the SOL is 6 years ) while living in CO (where SOL is 3 years) and I continue to live in CO - never living in any other state. So my question would be : 1) - which SOL is applicable in my case - the CO one or the SD one? EDIT : checked the FDCPA pdf and found that the case shall be filed in CO. Did I get that right?
