I have used the Green Personal Card for 9 months - as you all know - AMEX really helped me out by giving me another shot at excellent credit. I respect this Card and its power. POWER is the key word here. I have used it around average $2500 month - more or less. I ended up going to a funeral this week and did not know how much I might need to give family, mortuary, etc. Fortunately - everything was taken care of previously. I called an AMEX Personal Card Rep and asked him - as he was looking at my account - if I had needed thousands of dollars last week, could I have charged $10-25K? He then said $25K would not have been a problem. He said that if I were to do that - to call them to let them know in advance. Approval was absolutely fine based on my record - no issue. He also said that if I snapped $25K onto the Card without them expecting it, it was out of "my pattern" and I could expect further questions or ID. Amex Cards, service and benefits continue to be sensational. Remember, I have had the Card for less than a year - and they now will let me charge $25K with a phone calls notice. This also demonstrates how, regardless of what color AMEX Charge Card you carry, there is no pre set spending limit! What a GREAT CARD! The biggest bargain in the world. A great credit rating AND no one who says "No, you are over your limit." cya dogman
Geo... IF YOU SPEND $2,500 PER MONTH...YOUR SPENDING LIMIT IS KIND OF PLACED AT ~ $2,500...IF YOU ONE MONTH SPEND LIKE $4,000-$5,000 PROBABLY NO PROBLEMS...BUT GO TO $25,000...YOU WILL HAVE PROBLEMS UNLESS YOU CALL AND TELL THEM...
Re: Geo... Geo - theoretically yes. BUT, do you reaLLY think AMEX is going to approve a $200K charge on a a cardmember who makes $20K? they would approve it - but would make certain the Cardmember had assets enough to cover the bill. After all - that's a LOT of Membership Rewards Points! cya dogman
Right George. I always appreciate your comments George. Sorry about the card denial thing on other posts - BUT - you have BLUE which I'd love to get aT ANY RATE! Yup - the FIRST YR pattern is being molded as we speak! cya Dog
Re: Right George. Amex is our best customer. CreditWorks got a line from them in less than a year, it is now up to $46,000. They also issued an Optima, that is close to $20,000. http://www.creditsense.com
