answers to questions on credit

since each consumer history file is not the
same, and the fico scoring system takes into
consideration different variables, general
advice on any issue may help some, and hurt
others.

for specific answers, email your questions to: support@experian.net

I will respond as quickly as possible.

 

Banking Div -your answers are

My Dear Banking Division:

The tenor of your two responses in this thread lead to the suspicion that you are attempting some sort of marketing that may be, how shall we say, "not in the best interest" of folks who visit this forum. By doing a "whois" on your domain, I find that the owner of "experian.net" is:

APRE Credit (EXPERIAN5-DOM)
2525 Main Street #106
Santa Monica, CA 90405
US

Of course, your address, as exposed, on this board is an "aol" address, and that is obvious, but perhaps this is due to a lack of savvy.

If your post is deliberately vague and intriguing (the very definition of a "hook" for suckers), then we need to know if you are just another scammer passing through.

IF you have good information that would be well received on this board, please stop being so cryptic. The reason for my reticence is that (a) you are identified as being at the domain "experian.net", and (b)you refer people to a blind email with no indication of credentials, etc.

[Concerning point "a" ] First of all, the www site of "experian.net" is password-protected. I find it NOT credible that you are openly identified with Experian, as that company would NEVER, I repeat, NEVER be a part of a board such as this, and would NEVER, I repeat, NEVER solicit consumer business in this venue in this manner. My concluded opinion is that you may have chosen "experian.net" in a deliberate attempt to mislead those who are susceptible to confusing, duplicitious hooks by hoping for inferences that "experian.net" (APRE Credit) is somehow officially connected to Experian.

[ Concerning point "b"] The blind email with no references, credentials citation, etc. is, again, consistent with those who simply want to "hook" suckers. It is, of course, much easier to take advantage of someone in a direct contact situation (blind email) than to have tenets of your proposals or details of your services reviewed in a public peer-review forum such as this.

I would like to ask you to dispel any concerns that I or others may have about your ambiguous implications to accessing some sort of secreted information that is available only to (apparently) a select cadre. If you are simply a credit-polishing business that is just trying to drum up some business, be up front about it. It is America, and I have no problem with anyone trying to find business...just don't do it in an apparently scurrilous manner.

If I am wrong in my conclusions, please accept my apologies. If you are a legitimate business with a legitimate service to offer, it would be nice if you could offer a bit more information so that others could avail themselves of it. The way you have gone about making yourself known, however, leads to the direct assumtion that you have something to hide, and that you do not want exposure to a public review of your activities, methods, and services.

 

RE: Banking Div -your answers

APRE CREDIT IS AN EXPERIAN NETWORKS AFFILIATE
FOR THE SOUTHERN DISTRICT OF CALIFORNIA, WE
ESTABLISH AND DO ON SITE INSPECTIONS OF SUBSCRIBERS OF EXPERIAN IN THIS AREA, JUST AS CREDIT BUREAUS THROUGH OUT THE COUNTRY REPRESENT EQUIFAX, TU, ETC.
WE ASSIST LOCAL BANKING DIVISIONS IN ESTABLISHING LINKUPS WITH EXPERIAN ONLINE SYSTEMS FOR LOGINS OF SUBSCRIBER ACCESS, THIS PORT THROUGH APRE CREDIT/EXPERIAN.NET
CAN BE ACCESSED AT THE FOLLOWING PORTAL.
WWW.EXPERIAN.COM/CGI-BIN/CCREDIT.CGI

THE PURPOSE OF POSTINGS THIS EVENING WERE DUE TO THE FACT THAT I VISITED A FEW OF THESE SITES, AND COULD NOT BELIEVE THAT PEOPLE WERE ACTUALLY TAKING SOME OF THESE
MEASURES IN WHICH THEY BELIEVE THAT THIS WILL IMPROVE THEIR CREDIT STANDING.
WE DO NOT DO CREDIT REPAIR, I AM SIMPLY OFFERING SIMPLE ADVICE TO INDIVIDUALS, SO THEY DONT MAKE COMMON MISTAKES. THIS ASSISTANCE IS FREE OF CHARGE, AND ITS VERY SIMPLY PUT, TO EDUCATE PEOPLE. SORRY TO BURST YOUR BUBBLE. IN THE FUTURE I WILL BE SURE NOT TO OFFER ASSISTANCE.

 

RE: Banking Div -your answers

i HATE TO TYPE, AND ITS PRETTY HARD TO EXPLAIN EXACTLY WHAT TO DO IN AN EMAIL.
ESPECIALLY WHEN THE PERSON UNDERSTANDS EXACTLY HOW TO DO IT.

YOU WILL RECEIVE YOUR RESPONSE IN YOUR BOX
SHORTLY, HOPE THAT IT WILL ASSIST YOU IN WHAT IT IS YOUR TRYING TO ACHIEVE.

 

to: credit defenses.com

I have been sitting back and watching this
so called banking division guy, and just read
what he and you had to say, and i normally just read and try to learn, but when you started posting peoples names and stuff, i contacted them. and they dont even own the name experian.net or apre anymore. they sold it 4 months ago to e-services in new york. I checked, and azc.com hosts those names, and e services bought it in july.
I contacted "banking division" at e services,
and he said he was just trying to help, and said that he would immediately open the site experian.net, and post a disclaimer. The only reason i bothered was because you actually posted someones name and information, and ended up trying to hurt someone who wasnt even involved, and spreading vicious rumors. AZC says that the network solutions database had not been updated to the new owner. and if what you say is true about contacting the real experian and their legal department, thats cool, but you accused the wrong person, and now your just creating problems for innocent people, thats just messed up. You should get your facts straight before you start destroying peoples names that you so carelessly post. THATS JUST WRONG!!!!!!!