Any cards w/o ripoff 1 time fe

Discussion in 'Credit Talk' started by David, Apr 7, 2000.

  1. David

    David Well-Known Member

    I had excellent credit for many years, but got in over my head with some business dealings and then lost my day job. Bankruptcy was dismissed in September '99. Kept car w/ $300/mo payment. No other debt. Make $59K/yr. Been at this job 2.5 years. Been at same address (renting) 1.5 years. Where can I get a card that doesn't have all those 1-time membership fees, processing fees, acceptance fees, monthly participation fees, and high annual fees (i.e., ripoffs of the down-and-out)? I'm resigned to the fact that I will probably have a high interest rate. Anything better out there than a secured card where credit line = deposit? Thanks!
  2. Steven Z

    Steven Z Guest

    RE: Any cards w/o ripoff 1 tim

    I'd apply for the Aspire Visa. Sky-high interest rate at 27%!! but no other bullshit fees and such.

    Approval is easy unless you live in a state that caps interest at below 27%, in which case you'll be declined.

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