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Discussion in 'Credit Talk' started by jeff, Jan 23, 2001.
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I received no reply so I will share my experience for those interested. All three credit bureaus reported the same three accounts.
1. Paid collection - $410 9/96
2. Paid BofA Loan - 10/30 days & 1/60 days
3. Closed BofA card $75 balance. always late.
I have no patience, so I chose to dispute by phone. Paid collection, not mine dispute for all three. Paid BofA loan, not mine for all three bureaus. Closed BofA card, never late dispute with one credit bureau, just as a test. I removed all addresses but the current from all three.
Also, FYI, before I ordered the reports, I applied for Chase Gold to see which CRA was hit. The inquiry only showed up on Equifax.