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Discussion in 'Credit Talk' started by heather, Jul 24, 2001.
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No shot. I've negotiated with them for months and they won't budge. They won't agree to delete either.
Providian is very hard nosed. Three years ago, I had an account with a 90-day late and, despite my best efforts, they would not rehab the acount, even though it's paid in full and I was never late again.
Planet Feedback didn't help. I tried that, too. The response I got was a snotty letter from someone in the executive office.
Good luck, though. You have nothing to lose by continuing to ask.
I tried a planetfeedback letter also and received a similar snotty response. I am going to try one last time but include a copy to the FTC this time. All they can do is say no again.
Have any of you tried validation letters with Providian? If they will not deal, maybe that is the way to go? I just don't see why they would refuse my money.
They didn't refuse my money. They basically told me if I wanted to pay, great - but the won't delete or even unrate the account. If I didn't want to pay, oh well.
I haven't tried validation yet for the simple fact that I think they could probably come up with at least one signed receipt for a purchase that I've made in the past.