I live in Philadelphia and want to get a Macy's card. My best report is Experian (no derogs but high balance/limit ratios) and both Trans Union and Equifax have 1995 paid charge-offs and high balance/limit ratios again. My FICO was 636 a month ago on Equifax. Am I dreaming?
Your credit profile sounds better than mine (your derogs are older), and I got a $200 Macy's card recently. I seem to remember that in my case, they pulled Experian, which is by far my worst report. I live in Arizona.
I am in New York, just re-opened my Macy's account yesterday. They had to pull a report (don't know which one) and gave me $500 limit. FICO @ 674.