any luck for me?

Discussion in 'Credit Talk' started by u2asian, Mar 29, 2000.

  1. u2asian

    u2asian Guest

    hey. i'm in high school and i currently am an intern at a company. know of any places what will accept me? i started about a month ago and i'm over 18.
  2. miles

    miles Well-Known Member

    If you are talking about a credit card, I think not unless you are at least 18 years old. If you are 18 and have no credit established, I would recommend a secured credit card from a reputable institution like Capital One or Orchard Bank. After approx. 1 year of a positive payment history, you should begin to receive offers from other companies. Do not apply to all of them & do not keep applying to many companies. This will hurt your credit as potential creditors will think you're desperate for credit & may run out on them without paying the bill. I hope this helps. Good luck!
  3. Credit Ran

    Credit Ran Guest

    An alternative is to see if your parents wont let you be an "authorized user" on one of their VISA or Mastercards. THat will initiate a credit file. One caveat......make sure there are no late payments on that card or they will give you a less than stellar record in your file.
    Best regards C.R.
  4. Marty J

    Marty J Guest

    I Highly recommend Orchard Bank, they actually will take the time to educate you about your card. And, they even have a bit of a grace period on payments (and theyâ??ll waive your first late fee without any grief) I like them because the people on the phone are easy to talk to. ~Marty

Share This Page