I noticed that AT&T Universal card is listed on the PFB site. They have a great balance transfer offer of 0% for 12 months. (Card is issued through Citibank). I haven't applied yet, but I already know I won't get an "instant approval" based on my utilization and age of accounts. Anyone have any experiences going through PFB for reconsideration of their application? Any feedback is appreciated.
I'm not entirely sure PFB realizes that AT&T sold the card portfolio to Citibank. They show an url: www.att.com/ucs that is a dead link.
This was one of my older posts. I did PFB AT&T universal and got a response from Citibank. Basically, it said to send a new copy of my credit report for additional consideration. Not much bargaining power with PFB through them.
Citibank is very cautious with their lending, unless you are a 3rd world country, merchant energy trader, or an airline.
I had PFB'd a Citibank Platinum Select denial, and when Citibank approved me for that card, they also approved me for an AT&T card for which had denied me about a month earlier.
I had PFB'd a Citibank Platinum Select denial, and when Citibank approved me for that card, they also approved me for an AT&T card for which had denied me about a month earlier.
