I just was thinking about the AT&T M/C at 0.00% BT till 07/01/2004 1-800-530-5517 I just want to know what they do about the BT...You ask them to BT $5,000 to XXXX company do they give you $5,000??? What if you give them $20,000 BT to XXXX company do they say DENIED??? ...or do they just FIRST say "You are approved for $7,500 what cards do you want to pay off" I just don't want to be DENIED because I gave them too much to BT...on the other hand...I don't want to be "SHORTED" on a credit limit either... JUST WONDERING... Not sure I could take another DENIAL...after the BRICK WALL I HIT LAST YEAR!!! STILL NO "BADDIES" 25+ YEARS...but I use credit cards almost for every single purchase... Everything above 5.90% is PAID OFF (except one of my wife's at 9.90%) DENIAL ARE A BUMMER!!!
George, given your situation, I would go for transferring as much as you want at the time of application. Doubt that you will be denied. The worst that can happen is they will tell you that they can't do all of the transfers requested. In deciding what to do, you will want to know if they would accept additional transfers at the 0% rate after the application is approved. Existing cardholders don't get that rate for transfers. By the way, in the past three months, I've gotten two automatic increases from 7700 to 11200.
I applied for the GM card by phone, because online apps tend to get me an instant deial because of recent address change. Phone app with GM (household) didnt make a difference. They didnt ask for secondary addresses and ultimately sent me a letter asking for my first born as proof of who I said I was. I think they wanted 3-4 documents! rediculous! I am not about to send them a statement from another credit card company. Funny they stated Gas, Electric and other utility bills were not proof to them so dont send those. Juniper who just approved me asked for a Gas or electric bill saying CC statements were not valid proof. At least Juniper just wanted one piece of proof which was fine. Household can go jump in the lake. Those idiots out there commiting fraud sure make it hard for the rest of us.
