I had an account with them for pagers, I paid one year in advance they sent me a bill for $600 at the end of the year for the year I had already paid for. I turned the pagers off immediately and disregarded the letters. I pull up my CR and there it is? I have disputed and sent a certified dispute letter. They came back verified and have sent no verification. This was back in September. I am trying to get a loan and this is holding me up. the lady at the bank said I just need to pay it. If this is the route, How can I pay it and get it off? I heard you can demand, if they want their money to send a letter stating they will take it off. Help!!!