This is what he claims will give a 200+ boost hmmmm "Change Bad Accounts into Good Credit Accounts that show Perfect Payment history! There's not a book on the market that is showing you how to do this! ----just get the late pays deleted This is the technique that I spent the last 10 years Developing ,Testing & Perfecting. Add "Aged" Credit Account To Your Credit File that can pack more punch than a bunch than adding 10 New sub prime credit card accounts like most credit repair books tell you! -----authorize user duh And Finally - Delete Bad credit Account off your file without sending a dispute letter to the credit bureaus. And wasting 30 days doing so.. ---exactly what he claims doesnt work. im not sure, do you think its a scam?