I was wondering if anyone from the Detroit area could help me out? Gardner White and Art Van furniture, what report are they pulling and what is their minimum score for approval? Hockeymom
Hey Hockeymom, I'm not "in" Detroit but I was born and raised there...only been gone 4 years. When I applied for an Art Van Furniture (who consequently happens to be HRS USA, they pulled Experian. I was denied. At the time I'm sure I had some lousy credit. That was about 6 years ago. However, my grandmother co-signed (they used her credit but my info) and was approved for $5k. HRS USA services many furniture store credit cards across the country. They service my Rhodes Furniture bill here in NC. When I went (just last year) they pulled Equifax. At the time, my score was about 674 or so. Approved for $4k. I had NO negatives.
