LOT OF TALK ABOUT THIS ADVANTGAGE CARD FROM CITIBANK. IF YOU GOT THE CARD IN THE PAST TWO MONTHS, PLS TELL ME YOUR BASIC CREDIT HISTORY. I WANT A PRIME CARD. I HAVE VERY LIMITED CREDIT UNDER 12 MONTHS OLD. WANT TO HEAR SUCCESS STORIES OR NEGITIVE STORIES BEFORE I APPLY.
Re: ANYONE GOT ADVANTAGE CITIB i'll tell you my gf got one with 6 months of cap 1 and macy's history. $1000 limit. also my bro got one with 7 months of macy's and parisian. perfect pays, $500 limit on each account, low utilization, was approved instantly. Both make somewhere between $40-50K with 1+ years residence, and 1+ years on job.
Re: ANYONE GOT ADVANTAGE CITIB Had 6 months with Capital One, 3 months with FCNB, $40K salary, same apartment for 3 1/2 years, same job for 1 1/2 years. I'm not sure with credit report they pulled but if it was my best one they saw a six year old 60 day late payment on a credit card that I later closed (I should have left it open but I just stopped using credit for a long time). I applied for the silver AAdvantage and recieved a $3,000 limit then applied for the gold AAdvantage and received a $5,000 limit. This was about 3 weeks ago. By the way, thanks to everyone on this board who shouted out the merits of this card! I didn't expect to get approved for a card with these kind of limits for at least another year or so.
Re: hay erik call up and convert the cards to "platinum select" you'll get your yearly fee credited back, and then ask for lower interest, you'll prolly get 11.9-12.9% apr
no luck i tried as everyone else did. followed their directions and was denied for the card. i have no derg's on my bureau but very limited credit 6-9 months (2) cards cap 1 . no prime banks just gives away cards. these are very rare instances. prob have prior credit they did'nt know about on bureau. you will be denied. i assure you of that.
Re: no luck I suggest you to wait till you have a year mark with you Cap One. Because they will approve you with a high credit limit (If you apply right now, probably you got the card but with 2000 or so credit line) I was approved a month ago (January01) for the two aadvantages (Gold and Silver) 9K each My credit history by that moment: Cap One 13 months 2 Stores card (Openned 1 and 2 months ago).
