We bought our has last summer. When we applied for the mortage, Crestar pulled a credit report on 1/29/99 and then again on 2/11/99. (we didn't go to closing until 6/99). Same thing happened when we got our homeowner's insurance. Allstate pulled a report on 6/23/99, 6/25/99 and then again on 7/5/99. Why do they need to report several times within days of the other reports? Is there any way to get the "extra" inquiries removed? Any help is appreciated.