No response when I sent a PFB last month...along with MBNA, Wells Fargo, and Citibank... I did get responses from RNB and Bank of America...
I got some generic response saying something about after a second review (second inquiry) we are still unable to approve your card...yadda yadda. That was my #1 reason for denial inquiries, then too many new accts.
That was my reason denial for discover...too many inq...sent PFB...still haven't heard a thing...two days ago...Martysgirl...our sitituations are so in tune LOL
I have about 8 new inq on equifax..BUT...my score UP 7 points to 707...go figure.... I don't think there's anything else I can apply for(or that only pulls equifax)....so I guess I'll just sit back now and try and disput the inq LOL Funny, but discover said too many inq...they were the second co. I applied for so I didn't that reason...hopefully will hear something from PFB and then I will be all set!!!! What a long road!!!! Actually on my own since Nov. aint' so bad!!!!!!!!!