Anyone have one? How does it report? Does it show a CL on your CRA. I had a Visa Sig. card that reported a 0 cl and destroyed my score when the balance showed up. Just got a pre-approval for the World MC and want to make sure I don't fall into the same trap.
My fiance has both and I'm an autorized user. They both report the same, with no CL and will trash your score when the first balance shows up. It helped somewhat that I sent letters to each of the bureaus with a copy of the original letter from Citi stating the CL for each card. Each of them eventually reported the CL as I stated and not as $0. But Citi deliberately does not report the CL because it is a no preset limit card.
