They have sent another pre-approved thingy in the mail, I am sure because they see I have gotten the Disney Visa and the Amex Blue. The deal looks smoking, they go through MBNA. It's a 0% intro APR for all BT's and cash advances through 2003 (till 1/04) and then 7.9 fixed for all purchases. Says CL line up to $100,000 but you know is bull. Anyway, I guess this is the exact same as the MBNA Plat Plus. Who does MBNA pull mostly, and how are they in general? I am thinking about this even though I said I was done. I think I am getting reeled in here!
Weather you may want to do a search and read what others are saying. I just got mine and they did pull tu and exp. I would be curious for you if they only pull tu (first). I wonder if exp is like the secondary approval level or something. So far I don't have a reason to dislike them, they gave me a reasonable initial cl (7500) which I added a 2500 LOC for 10k. I got 0% til like Jan04 and 7.99 after.
MBNA pulled TU for me first, and then EXP a few days later... I was turned down anyway. I think if they are not satisfied with one report, they will pull another.