Also I was monitoring my CR every week. And the day that I noticed that they had taken the account out of dispute, I sent them a procedure request and they ignored it as usual. I sent the procedure request on July, 21 and its been well over 15 days. I know that I 'll have to probably file suit on them but do I need to show some damages of some sort. This is my very last tradeline to get rid of then my reports are all clean. Anyone please?