Anyone know about this:-

Discussion in 'Credit Talk' started by Aux, Mar 28, 2001.

  1. Aux

    Aux Well-Known Member


    I just received Equifax today and I saw Hard inquiry from "Facs West" Anyone know about his company. This month I didn't apply for any cc only asking for credit line increase from Macy but at the time I requested, Macy's CS didn't ask me the permission to pull my credit.

  2. DaveLV

    DaveLV Well-Known Member

    It's a collection agency based in Arizona.
  3. Aux

    Aux Well-Known Member

    Thanks for the info. That's surprised me. I've never had any problem with collection agency before. Never late payment, Paid in full every month. My god-- How could it be on my inquiry? I am totally shocked.

    GEORGE Well-Known Member

    Notify EQUIFAX of the UNAUTHORIZED inquiry and demand it be removed!!!
  5. Aux

    Aux Well-Known Member

    Thanks George!

    Should I call equifax or send them the letter??

    Thanks agian.

    GEORGE Well-Known Member

    Doesn't matter a whole lot...they can refuse to delete it by mail and by phone (THEY PASSED A NEW LAW~NOT BY CONGRESS OR SENATE OR PRESIDENTIAL PROCLAMATION THAT MAKES INQUIRES HARDER
    TO DELETE)...
  7. Aux

    Aux Well-Known Member


    I guess I will call them tomorrow.

    Thanks again.
  8. My2kGT

    My2kGT Well-Known Member

    FACS West

    It's a department store chain, macys, and The Bon in the Pacific NW. I just got a Bon Card and that's what showed.

  9. DaveLV

    DaveLV Well-Known Member

    Re: FACS West

    My web search for this name turned up a resume for a woman in Arizona who must have worked in the collections department of that chain then, and I jumped to a conclusion. Here is the link I found:

    The woman lists her job there as "bill adjuster" with what seemed to be collections duties. Sorry if I caused you some heart failure. :)
  10. Erica

    Erica Well-Known Member

    Re: FACS West

    I did some searching on this FACS West and came up with a credit union site.

    Credit union membership is open to any employee of:
    FACS South
    FACS West
    Federated Logistics

    It looks as though all of them are affiliated, if this helps.

  11. Geo

    Geo Well-Known Member

    Re: FACS West

    I have an inquire on my Equifax file like: Facs/
  12. Chris

    Chris Well-Known Member

    Re: FACS West

    I have a macy's account too and requested a credit line increase last year. Their inquiry shows as "FACS WEST".
    Hope this helps
  13. Aux

    Aux Well-Known Member

    Thanks you all!

    I really appreciate your input. I told her not to pull my credit report but she didn't say anything, not even ask me if she can pull my credit report. Give me such a hard time.

    Thanks again you all I really appreciate.
  14. Aux

    Aux Well-Known Member you guess!

    I just called exquifax and they refused to delete or oven reclassify the inquiry. I have been told that I will have to call FACS West and ask them to delete.

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