anyone receive discover offer?

Discussion in 'Credit Talk' started by leo728, Oct 5, 2001.

  1. leo728

    leo728 Well-Known Member

    I got a invitation for a platinum discover card with 1.7 intro rate till may 2002.

    What do you guys think?

    garbage?

    feedback is appreciated.
     
  2. RichGuy

    RichGuy Well-Known Member

    I don't think that the CARD is garbage, especially with that introductory rate. It's somewhat better than your Citi AAdvantage card.

    I do think that the OFFER is garbage. Let me guess: you've been "pre-selected." Discover mails those offers out knowing they won't approve anyone. I think they try to prove their selectivity (to each other)by pointing to their low approval rate.
     
  3. leo728

    leo728 Well-Known Member

    hhehehe thats what I meant, I was trying to ask if the the offer was garbage.

    And after reading your post, that letter landing right into the garbage can.
     
  4. Bill B

    Bill B Well-Known Member

    Me and wife applied on line scores where like 673 - 647
     
  5. leo728

    leo728 Well-Known Member

    did you get it though?
     
  6. IncomeHelp

    IncomeHelp Well-Known Member

    I received the offer in the mail today. I trashed it.

    John
     
  7. Bill B

    Bill B Well-Known Member

    Yes me and wife both got one..And her mother did too and she only had ccb as a credit card for like 7 years and they gave her one but only 2k at 13.99% Mine was 3k at 14.99% and wifes was 3k but if she BT they give her 6k at 16.99% But they do not lower apr..So card is only good for 6 months :)
     
  8. leo728

    leo728 Well-Known Member

    thanks bill for the info. I won't apply until I need to transfer. ( if they would accept me at all. )
     
  9. bbauer

    bbauer Banned

    I'll bet I've seen a good half dozen of those today.
    My local customers are bringing them by to see if I think they can qualify for one of those.

    I just tell them that Discover is one of the hardest ones to qualify for and they should just trash it.
     
  10. CYA

    CYA Well-Known Member

    My wife has 0 credit, she got this offer. The offer is garbage..maybe not the terms.
     

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