anyone receive this card offer

Discussion in 'Credit Talk' started by peeper, Oct 11, 2001.

  1. peeper

    peeper Well-Known Member

    i just received a card offer from first consumer national bank in oregon it's a secured card offer that they say is guranteed.Send in 49.00 get 500 credit line,send in 98.00 get 1,000,send in 149.00 get 1,500 send in 200.00 get 2,000 credit line.Apr 24.90,annual fee 50.00 Two billing cycle 30 day grace period.They say they will not report it as a secured card.Should i get this card?Comments?
  2. breeze

    breeze Well-Known Member

  3. dlo64

    dlo64 Well-Known Member

    FCNB has a decent reputation. I have one of their unsecured accounts for about a year. It is true that they will not report a secured card as secured. They are also pretty good at reporting on all three CRA's. If you have the money, go for it.
  4. breeze

    breeze Well-Known Member

    I have their Spiegel/NN card. They are generous with credit line, but interest rate is too high for me now. I was happy to get it at first, though

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