I'm thinking of signing up with one of these 2 companies (or a better one if you can recommend). Since I'm doing some cleaning up I'd like to be able to pull my report monthly to see my "work in progress" and hopefully get a hint of hope that all this hard work is paying off. Any advice on either of these 2?
I haven't used True Credit myself, but I've heard good things about it from others in the forum. You'll be able to pull your TU report every day if you want, and you can pull Equifax and Experian once every 30 days. Don't pay much attention to the credit scores they give you though because they're not FICO scores.
I've used TrueCredit before. When I had them, the only way to cancel service was by calling a special toll-free number. Unfortunately, the hold time was so long that I wound up spending a ridiculous part of my day just waiting for them to answer.