I had a citibank card go bad (can't remember if they co or not) probably 10 years ago. I paid it off after (it's not even on my CR) and wondered if since I have good credit again if they would issue me a citibusiness card. I got a great offer in the mail, but near as I can tell I don't think they pulled a soft to find me. Also.....if I personally guarantee it, does it report on my personal credit, or only if I don't pay as I've heard. That won't happen again. (I was a mere child then. ::ahem:: Well I was
Citibusiness pulls a personal report but does not report unless you default. I don't know if the old chargeoff will matter but Citibusiness is run separately from the consumer card operation.
I wonder if there would be a citibusiness BDD or if it's straight plat sel for business and that's it.
