My wife has a collection agency on her report Client: The Lodge at We Account Number: XXXXXXXXXXXXXXXXXXX Date Reported: 10/2002 Amount: 1038 Balance: 1038 Balance Date: 10/2002 Last Activity:09/2000 Date Assigned: 04/2001 Collection Status: UNPAID Whose Account: INDIVIDUAL ACCOUNT Collection Agency Information: Associated Credit And Collecti 975 Eyster Blvd Rockledge,FL 32955-3512 Status Date: 10/2002 Note: COLLECTION ACCOUNT She has disputed it three times on Equifax and Experian and they keep coming back verified. NowI need to take it to the next step, send a request for proof of validation, is my guess, am I right? So what would the letter look like and what information am I reuiring. There is no way they are properly verifying this account. I just don't know how to handle the next step. Any help?
http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=348557#post348557 Also read the validation links below.
okay I've read all those when I first started this journey. I just want to make sure I do this correct. I'm going to send a validation letter demanding answers to these questions: Name and Address of Collector (assignee): _________________________ Name and Address of Debtor: ____________________________________ Account Number(s): ____________________________________________ Copy of a contract with my signature. What are the terms of assignment for this account? You may attach a facsimile of any records relating to such terms. Have any insurance claims been made by any creditor or assignee regarding this account? YES/NO Has the purported balanced of this account been used in any tax deduction claim? YES/NO Please list the particular products or services sold by the collector to the debtor and the dollar amount of each: and then also re-dispute with the agencies at the same time right?
Re: Re: apartment has coll. on my report then also re-dispute with the agencies at the same time right? ericstac ================== Pretty close but wait till you get the green card back from the CA. Also don't sign the Validation Letter as the signature can be forged onto other documents by the CA. THE END ** *** ** LB 59 """""""""```~~~```'"""""""""
