My brother received his Apple Loan statement and I noticed they no longer called the Apple Instant Loan on the top of the statement. They changed Apple Instant Loan into Gold Option. I don't know whether you can similar LOC with MBNA and they rename all retail LOC to Gold Option. I don't know you can have more than one LOC at a time without closing the other like PC Mall,Blue Nile, Compaq etc. Ron.
Brenda, You don't have to buy a Mac and you can convert into Visa/Mastercard. I apply for Apple Loan because I wanted to buy a computer. Ron.