I've seen a few EXP only pulls, and a few with 2 CRAs. Is there a connection with the requested CL? Can anybody who got a CRA pull or anybody who requested a high CL and got an EXP only pull confirm or deny?
If you applied online and got approval instantly ( one inquiry ) If you call MBNA and ask for an increase, they will pulled 2 hard hits from XPN and TU. Beside then, asking you all kinds of questions relating to employment history, annual income, and faxing documents to verify and confirmed your current status. Herman
I applied and they placed two hard inquiries on my Exp report. However, Doc's Trick has taken care of them!