Sometimes the pull EXP only, sometimes they pull TU & EXP. Will folks please post how big a line they asked for and what was pulled so we can figure out if there is a relationship between these.
They pulled two inquiries from my Experian. They approved my brother and me for $5500 with 13.99% fixed. Later you can asked for the lower rate for purchases and checks. I requested to lower my rate without hard and they lower my rate from 13.99% to 12.99%. They lowered my rate from 12.99% to 10.96% fixed with hard inquiry on my Experian credit report. Ron.
