applied 4 a orchard back w/561 cs

Discussion in 'Credit Talk' started by Deedz, Feb 8, 2006.

  1. Deedz

    Deedz Active Member

    i applied for a secured orchard back credit card yesterday. I have a 561 credit score and ive paid back all debts on my credit report from all three credit agencies. Anyone think i stand a chance?


    also if i do get it, approx. how long will it take before i can use it?

    k thanks

    deedz
     
  2. j72

    j72 New Member

    Hi there....
    Actually my credit score is 562, and I got an unsecured Mastercard with Orchard. Its $59 annual fee that they charge directly to the card.
    Mine will be arriving in about 10-14 days I am told.

    So yea... I think you'll get it JUST FINE! :)
     
  3. Deedz

    Deedz Active Member

    !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!



    thanks, that should be a heaven sent for me!!!!

    ill let cha know when it arrives.

    another question. if i get that overdraft protection, i think it was called account secure? Does that make it harder for me to get credit faster because of the cushion i have on the card. Or does it even matter?

    thanks,

    deedz
     

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