i applied for a secured orchard back credit card yesterday. I have a 561 credit score and ive paid back all debts on my credit report from all three credit agencies. Anyone think i stand a chance? also if i do get it, approx. how long will it take before i can use it? k thanks deedz
Hi there.... Actually my credit score is 562, and I got an unsecured Mastercard with Orchard. Its $59 annual fee that they charge directly to the card. Mine will be arriving in about 10-14 days I am told. So yea... I think you'll get it JUST FINE!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! thanks, that should be a heaven sent for me!!!! ill let cha know when it arrives. another question. if i get that overdraft protection, i think it was called account secure? Does that make it harder for me to get credit faster because of the cushion i have on the card. Or does it even matter? thanks, deedz