Just applied and received this message: SD, thanks for applying for the Chase Platinum Visa. Your application needs further review before possible approval. You'll be contacted shortly regarding the status of your application. It didn't say anything about contacting me in 7-10 days or 30 days... so I hope it's an approval. I'll keep my fingers crossed.
Do you have any negatives?? Chase will deny anyone with negatives They usually pull TU, but I have seen them pull Experian on occasion.
I have no negatives on any of my reports. I'm not sure who they pulled, but I'll be ordering my reports soon. They sent me an email confirmation regarding the application, etc. and provided a customer service number. I will call in about 5 days and see if they can check the status...
I forgot to mention that the last time I checked, my Equifax score was 615 (right before I was approved for Citibank). Now that I did the BT offer from Citibank, My three Providian accounts are at/close to a 0 balance. Maybe my scores are higher since my limit to balance is better?
