Applied recently? Which cards have the highest limits for a given credit situation?

Discussion in 'Credit Talk' started by flicks, Nov 20, 2007.

  1. flicks

    flicks Member

    I'd like to apply for a card to pay off [some] of my subprime car loan. I'd like to know which cards are consistently generous with their initial credit limits?

    I know that banks have all kinds of internal policies and they don't rely exclusively on one's credit score. Person A may be approved by bank X with a 700 score and Person B may be rejected by the same bank, with an 800 score. I'm wondering where to apply with my ~735 score yielded by two Capital One cards (one is 3 years old, 4k limit; one is 1 year old, 1k limit; both 0 balance). If you recently applied for a card, please share your experience here - let us know your credit situation and outcome. For example:

    Applied for: ____ Card at ____ Bank
    Approved for: $ ____ (or not approved)
    Credit Score: ____
    Number of recent inquiries: ____
    Brief description of credit file: ___________________________________

    I think this information will also be useful for future applicants who need a new card but don't want to apply and fill their reports with junk cards.
    Thanks,
     
  2. apexcrsrv

    apexcrsrv Well-Known Member

    WAMU - 9K
    Chase - 10k
    Bank of America - 20k (apply for increase after approval, soft pull)
    AMEX - 10K
    Citi - 15k

    Your 735 score should yield these results presuming it is a FICO score. Be advised AMEX is pulling Experian right now so, that inquiry will stay.
     

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