I'd like to apply for a card to pay off [some] of my subprime car loan. I'd like to know which cards are consistently generous with their initial credit limits? I know that banks have all kinds of internal policies and they don't rely exclusively on one's credit score. Person A may be approved by bank X with a 700 score and Person B may be rejected by the same bank, with an 800 score. I'm wondering where to apply with my ~735 score yielded by two Capital One cards (one is 3 years old, 4k limit; one is 1 year old, 1k limit; both 0 balance). If you recently applied for a card, please share your experience here - let us know your credit situation and outcome. For example: Applied for: ____ Card at ____ Bank Approved for: $ ____ (or not approved) Credit Score: ____ Number of recent inquiries: ____ Brief description of credit file: ___________________________________ I think this information will also be useful for future applicants who need a new card but don't want to apply and fill their reports with junk cards. Thanks,
WAMU - 9K Chase - 10k Bank of America - 20k (apply for increase after approval, soft pull) AMEX - 10K Citi - 15k Your 735 score should yield these results presuming it is a FICO score. Be advised AMEX is pulling Experian right now so, that inquiry will stay.