I'm racking my brain here... Wasn't there a site where you could do an on-line app and then the system would give you a list of card offers for which you were now pre-approved (with only 1 hard inq?) What was this site? RM
I think it's lending tree. I know they check Equifax. I don't know how good the service is though. I am assuming they pull their hard inquiry and then when you actually "apply" for the card, another inquiry is generated.
That is exactly right, but the offers don't mean much. I got an offer through them for First USA card so I accepted it, only to get my usual denial letter 10 days later. Basically all they do is match your score against these lenders min score requirements. They pulled TU on me , but F USA pulled experian afterwards.
