Apply for multiple CCs at once?

Discussion in 'Credit Talk' started by richard612, Jun 12, 2002.

  1. richard612

    richard612 Well-Known Member

    I'm racking my brain here...

    Wasn't there a site where you could do an on-line app and then the system would give you a list of card offers for which you were now pre-approved (with only 1 hard inq?) What was this site?

    RM
     
  2. matty61184

    matty61184 Well-Known Member

    I think it's lending tree. I know they check Equifax. I don't know how good the service is though. I am assuming they pull their hard inquiry and then when you actually "apply" for the card, another inquiry is generated.
     
  3. dimitri

    dimitri Well-Known Member

    That is exactly right, but the offers don't mean much. I got an offer through them for First USA card so I accepted it, only to get my usual denial letter 10 days later. Basically all they do is match your score against these lenders min score requirements. They pulled TU on me , but F USA pulled experian afterwards.
     
  4. KHM

    KHM Well-Known Member

    Don't waste the inquiry. BTW in NH they pull TU.
     

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