Applying for Mortgage question

Discussion in 'Credit Talk' started by gonzo, Aug 25, 2003.

  1. gonzo

    gonzo Well-Known Member

    I have heard from several sources that when applying for a mortgage that lenders only look at the past 3 years of your credit history. Is there any truth to this?

  2. willtygart

    willtygart Well-Known Member

    The meat and potatoes is 24 months but they will look back as far as 4 years for certain programs. If you look good for 24 months though you are doing o.k.

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