I just got copies of my credit reports. I have 5 accounts in good standing 4 opened in '93/'94, now closed and 1 authorized user from '98. Where should I start looking for a credit card? Would this be classified as no credit history?
if you have nothing derogatory on your credit then you should be able to be approved almost anywhere. Try for an AMEX Green and try for a Capital One card. You should get both. Wells Fargo Bank should approve you as well.
"ACCOUNT CLOSED BY CONSUMER"...NEVER LATE...$0 BALANCE...IS A CREDIT HISTORY, YOU DON'T HAVE TO HAVE ANY OPEN ACCOUNTS TO HAVE HISTORY. No credit history is just what it says...NO CREDIT HISTORY!!!
just so you know, I applied for Wells Fargo and got the "we'll let you know in 7-10 days" My guess is its a denial. I'll let you know.