Today I received a call from MBNA to my home (I wasn't there) requesting to call them back to an 888 number and gave me a ref number. So I called and they asked me some questions regarding my old account. Then she said she will approve me with a 5.5 k credit limit !!!. They pulled Experian on me (I'm in Florida). My credit Expert score was like 690 and no negatives. Oldest account Dec99 CapOne.