I got a new DELL catalog last night and have been thinking about upgrading my 3 yr old computer. I thought what the heck - I applied for the DELL pymt plan - I was instantly approved for $1500. GOSH - it seems things are getting MUCH EASIER now that the car loan is showing up. I have not bought a computer yet. arrff - dogman
Congrats Mr Dogman Hope all is well Snap me an email when you get a chance, we need to catch up on things.
dell approved me with low 500 scores. I was very surprise but it did not much matter in the end- we just paid in cash. I am thinking they pulled experian.
yes, I agree with that, especially if you want a desktop. If you buy a laptop then it does make sense to buy a dell.
Thats strange I! My EXP is about 621/ EQX 630/ TU about 600. It went through immediately....you might call them. aarff - dogman
Freddie - I am surprised to hear this refurbished info. I have a DELL Inspiron laptop and have been using my current DELL for 3/5 years - P3 800 LOL! My company uses DELL desktops and laptops. I know you do have an option of buying a refurbished DELL - but I will buy: P4 - 2.4G - NVIDIA 128 - 512M memory - 80G HD. I have not bought it yet. aarff - dogman
YEA DUDE - Got SOME DELL....LOL! I went ahead and bought a UPS power backup for $119.00, and that officially opened my DELL Preferred Credit account for the huge $1500 limit they gave me. Interesting - when I filled out the final order and the final DELL credit questions were asked (employer and TN), it asked me 2 SECURITY QUESTIONS while opening the account: 1 - IF YOU OPENED a new AUTO LOAN in or around June 2002, the loan is with: 1- WELLS FARGO 2 - LSE/ SUMMIT 3 - Onyx Acceptance 4 - does not apply 2 - IF YOU HAVE a current auto loan, the payment range is: 1. $453-490 2. $491-$600 3. $601-685 4. $686-735 5. Does not apply After that the CONGRATULATIONS MESSAGE appeared with a rate of 22%! $1500 credit line. GET THIS - since I do not carry a balance - I do not care. It reports as CIT Online / DELL. They pulled my EXP which was 618 when they pulled it. The agreement says the limits and interests are subject to change - increase or decrtease - over time. MY PAYMENT for the BELKIN UPS - MINIMUM is $4 per month - 3% of balance. LOL. Dollar a week for surge protection LOL! aarrff - now I have another availble open credit line with automatic online account management. I already have the account number, etc. This could be a good way to get a DELL and a new REVOLVING OPEN- ENDED credit line. When you pay off the merchandise, you still have an open credit line. aarrff - dogman
lucky you I got rejected by dell with an EXP score of 632. but I only had one account on my credit report and I am just an AU on it.
Congrats Dogman. I know somebody else already asked if you have derogatories but i would like to know if you have a Bk showing or is it gone now. The reason is that we have a BK from '97 on our reports. Our EX scores are over 700 since it has been over 5 years. P.S. We like Dell and will definity consider them ourselves when we buy. Nice to have the account to boot.
Way to go dogman!! Dell is definitely the best. Dell pulls EX nationwide. I thought anyone mid-500's+ got a LOC. With 632, I would ask for reconsideration. They have a huge refurbished Dell store that I won't let myself go into, in Austin. It's in an old Walmart or something similar. I know that I would spend way too much. Charlie
MrTexas, Would you please redirect your signoff to, I think, TU? Some people may think that you are directing the verbage at the board and may take offense. If you have gotten your denial letter it should tell you where to write to ask for reconsideration. You may want to also send a PFB at the same time. Charlie
