Hello There, I finally got approved by Chase! the credit line is okay only $2000 which is fine with me don't know the apr yet I know is the Chase I card I apply for though... I apply for Platinum and got a regular card... Thx, Kev
Hello MarkLA, BofA pull TU on me score was in the 732 or something like that... with 2 inqs last six months... Thx, Kev
Congratulation Mark!. I also began with a classic 2k limit in Jan 01 . Now at 7k platinum and they are offering me to raise to 8k if I bal transfer all the limit. They send out balance transfer offers everytime!. Great Bank!
I have a Chase card and I am extremely happy with them. I recently got my interest rate fixed at 6.9% with 0% bt offer for 12 mos with no fees. You can't beat that!!
Congratulations!! I too applied and am waiting for their response. Interesting note...they called to verify if I actually applied for the card. I said "Yes, Ma'am", her response "Ok, we are still processing your app." I've got my fingers crossed.
Hello Javan, Good Luck to you hope you will get it... they did'nt call to verify with me but they wanted for me to fax over a copy of a utility bill to verify the address that is on the app becuase it did'nt match with the credit report... they pull TU... so if they call you to verify is probably a good sign.. just a note they are very backlog right now so if they ask you to either fax or mail in verification docs it will take them about a week or so so be patient with them... please let me know what you get and best of luck again to you! Thx, Kev
Hey kev, That's great! Congrats on your new card! I was approved for the Chase card 9/02 and also got the 2k limit, but my APR really sucks at 18.9%. I'm pretty happy with the card, but plan on keeping a very low balance until they reduce my rates. I've already made 2 payments to them and paid more than min in hopes they see I'll be a great customer! Congrats again mysti_summer
congratulations.... do they always check Tu... my score is about 687..... and my negs are over two years old (three)......only two inquiries... whatdya think?
My score was 720 and they pulled TU. They denied me due to past BK. I don't think they want to see any collections or public records on your report at all.
I applied with a FICO of 714 on TU with a paid charge off from 01/96 and was denied due to the charge off. I was told once the charge off falls off I would most likely be approved. mark
I don't have any charge offs. I have a paid sl (i guess that could be a charge off), from 96 and a paid cc with lates (closed by credit grantor) still over two years maybe I will wait until after CHOD
Uniondiva, I am waiting until after CHOD also. My BK was deleted from TU and now I am waiting for a few "included in BK" to go bye-bye! Right now my TU is 811. I just don't want any negs at all when I reapply.
George- When I applied 7/02, I called that number that platinum posted and they changed it 7.9% fixed. Then, I decided to change it from a Visa to MCard. They changed but when they changed it didn't keep the 7.9% rate it went to 14.5%V. I called spoke to a really nice guy he lowered it to 6.9%F because of the mix-up. I was really impressed. Plus I got the 0%bt for 12 mos with no fees. Call that number, I was definately happy and impressed. I even wrote a letter to his supervisor.
Thanks Platinum!! I tried that the DAY I got the card and the guy on the phone said he couldn't do it. I've made 2 payments on it so far though. Do you think It would work if I try it again now? I was gonna BT my current balance from this card to one of my other new cards with a lower rate. Thanks again for your assistance!! mysti_summer
Ok....I just got off the phone with them. They lowered me to 11.99 fixed! She wouldn't go any lower but said in a few months they probably could when I have a longer history with them. Thanks Platinum!!!! mysti_summer
When I applied for my first Chase card, my TU fico was around 676, with an unpaid chargeoff from 96. I was approved. Maybe you should try reconsideration? Was that the only reason they gave you?
That's what Chase said, the charge off will be gone in a month or so. I'll be better off to apply again with a clean TU. mark
