I wouldn't "reapply" if it was recent. I would have TU to send an updated copy to them. I was also told by TU when there is an updated credit report needed you can fax it in to them yourself.
azur24 It has been approx. 2 months ago that I applied, what is the advantage (besides no added inquiry) to sending an updated report as opposed to re-applying? Thx mark
I would just say the no inquiry, just in case you have a few on your report. So this won't be the new reason why you are denied.
I just applied for chase a few days ago in my applying binge.. they just pulled my report today.. TU 739 fico no negatives and only 2% utilization ratio.. im pretty sure i will get it.. i hope LOL kev