Approved for Delta Skymiles!

Discussion in 'Credit Talk' started by damianlr, May 6, 2003.

  1. damianlr

    damianlr Well-Known Member

    My wife (vice president) applied for Amex Delta SkyMiles Gold Business card and got instant approval. We do not know what the credit line is or if we should try to apply for Blue for Business. Will that be an instant denial for too many applications?

    Anyone?

    Her scores are 720's.
     
  2. willgator

    willgator Well-Known Member

    how many inq in last 6 months I was approved for delta plat and blue about 3 weeks apart with 3 inq before I started. BTW congrats.
     
  3. damianlr

    damianlr Well-Known Member

    I think she has 5 in the last 6 months (5 in 2 years). All of them from Mortgage Companies. We are going to close on the house by the end of May.

    You think that might be too many inq's for Blue for Business?

    BTW, did I say there is no FEE for first year on Delta Gold?

    Also, does anyone know if you can change it later to Blue Business or Business Cash Back?
     
  4. willgator

    willgator Well-Known Member

    I think all you need is 680 and under 50 utilization for blueinq don't know cut off. I've changed hilton honors to startwood but don't know about others.
     
  5. damianlr

    damianlr Well-Known Member

    Her utilization is 16%. So you think we should get on the Blue for Business or wait a couple of weeks?
     
  6. willgator

    willgator Well-Known Member

    NOW IS AS GOOD A TIME AS ANY call #1-888-blue -741 and ask what their looking for they will tell you before you apply I can't remember everything but they were honest.
     
  7. damianlr

    damianlr Well-Known Member

    Thanks so much.
     
  8. willgator

    willgator Well-Known Member

    let us know what you did we NEED to know.......
     
  9. damianlr

    damianlr Well-Known Member

    My wife called and they said she was approved for APROXIMATELY $6200. LOL!

    I love the "aproximately" part.

    Anyway, is there a way to get this CL up a little to at least 10k and who is she supposed to talk to get that done.

    I would appreciate any help.
     
  10. flaman

    flaman Well-Known Member

    I have a Bus Blue...had since last Dec. I'm within $6000 of maxing the 30K line...is it unlikely they would approve another card you think?

    Scores all over 700
     
  11. willgator

    willgator Well-Known Member

    When you call ask for new accounts they might help congrats.
     
  12. t_sims224

    t_sims224 Well-Known Member

    This should not be tomany inq's i know i just got the Personal Blue card and i got a load in inq's. As for score i think "willgator" is right because i doubt my score was above a 680 at the time. Think it was bordering on it.
     
  13. Amy B

    Amy B Well-Known Member

    Was that for the first card or did she apply for the blue? I can't remember if you said she was applying for personal or business blue? Did she call and ask what they wanted for an approval?

    Flaman.....what kind of limits did you have when you got blue? Were you already an amex customer?
     
  14. Amy B

    Amy B Well-Known Member

    Re: Re: Approved for Delta Skymiles!

    Ok what's a ton of inq? Were they revolving or other? Did you have a long history with amex when you got it? I heard it was hard to get so I am curious.
     
  15. damianlr

    damianlr Well-Known Member

    Re: Re: Approved for Delta Skymiles!

    She has not applied for Blue. She applied for Delta SkyMiles Business.

    They verified today - $6200. Come on! :(
     
  16. marci

    marci Well-Known Member

    Call New Accounts within 30 days of account activation and ask for CL increase to $10K.
     

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