Approved for EverBank - YAY!

Discussion in 'Credit Talk' started by Ender, Jan 30, 2002.

  1. Ender

    Ender Well-Known Member

    I called and found out I was approved.. iam assuming they pulled Experian. They said I'll find out the details, credit limits, etc. when I get the package in the mail.

    How good is this card BTW? I noticed the inquiry on my EXP and CE score dropped 19 points!!

    Anyone get more than a $5k limit? Is this considered a 'prime' card?

    Any other cards to apply for that only pull EXP ? This is all I can do for now..
     
  2. Christi

    Christi Well-Known Member

    I dont' know anything about the card but....

    CONGRATS :)
     
  3. bailey

    bailey Well-Known Member

    Congrats:)

    Just curious I recall they require an account that has a history of 5 years. Do you have accounts that are that old??
     
  4. miles

    miles Well-Known Member

    Congratulations!! From what I understand, it is a prime card company.
     
  5. Ron

    Ron Well-Known Member


    Ender,

    I got approved for Everbank for $5000 half a month and they pulled credit report from Experian.I think it is a prime card. They didn't report my account to credit bureau. I talked to customer services and they seems nice. I heard from Bailey that they're tough to get like Juniper. I knew not many peoples on this board got this card.



    Ron.
     
  6. the other

    the other Well-Known Member

    They don't report the account to the CRAs?
     
  7. Ender

    Ender Well-Known Member

    Yea, they checked Experian for me.. my score was 776 and dropped 19 points after that 1 inquiry. I wonder what my limit will be? I should be getting the card within 5-7 days and will let you guys know.
     
  8. Ron

    Ron Well-Known Member


    theother,


    I haven't seen my Everbank Platinum Visa being reported to any credit bureau. I think they report your account as the billing cycle ended.



    Ron.
     
  9. Geo

    Geo Well-Known Member

    I also applied for this card a couple of days ago. They pulled Experian this time (750 CE score). I don't know if I am approved or not, My oldest trade line is 2 yrs ago. Will see what happen!
     
  10. Ron

    Ron Well-Known Member


    Geo,

    I applied earlier this month and I got a letter for requesting utility bill for address vertification. After a week, I called the customer service. They told me that my applicaion is still under review. After two weeks they sent me ask for additional info. Another week, I received the card from the mail. My Experian showed the oldest tradeline since 88 and the accountis inactive. It doesn't say it is closed. I don't they count that tradeline.



    Ron.



    Ron.
     
  11. GEORGE

    GEORGE Well-Known Member

    Do they ask for "TOTAL HOUSEHOLD INCOME" or "INDIVIDUAL" ???
     
  12. Ender

    Ender Well-Known Member

    I finally got the card! I got a 12,500 limit and an 8.9% APR! Cool deal.. just hope they report to all the cRA's!
     

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