Approved for my 3rd Cap 1 Card

Discussion in 'Credit Talk' started by annie, Oct 2, 2002.

  1. annie

    annie Well-Known Member

    I just received my third Cap 1 card. 500 cl, but at least I am getting approved. I tried to get Mr. Cooke to up it, but he refused, saying it was too new.
    I have all the Cap one I want.. I plan on laying off and working the cards. I six cards, two mastercards and one visa and three retail cards. I just hope to get some increases around Xmas.
     
  2. Manequinne

    Manequinne Well-Known Member

    Congratulations.

    I really wish Capital One would report your limit.

    I read at Christine's site at Bayhouse that Capital One's not reporting limits actually hurts your score.

    I have always defended Capital One concerning MY account, and they have been VERY good to me, but I see now why so many people are irritated at them.

    I do want to congratulate you, and I wanted to let you know about the score part.

    ;-)
     
  3. annie

    annie Well-Known Member

    I read that, I only receive offers from Household bank and MBNA. MBNA evens calls me, to only deny me. I plan to pay off my Target guest card, let it sit and hopefully get a VISA from them.

    Thanks for the congrats, I take the " You approved" when I can, LOL! But enough from Cap 1.
     
  4. picantel

    picantel Well-Known Member

    I have no clue what score you have but I called like 6 different times for a cc from mbna and the 6th guy approve for $1500. I called 10 days later and the guy that answered approve me for a cl increase to $5000 so I can bt my high % loan. It was sweet. The bad news is I got about 4 millions hard inquiries on my credit report.
     

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