Approved For The GM Card!

Discussion in 'Credit Talk' started by kevinw01, Aug 14, 2002.

  1. kevinw01

    kevinw01 Well-Known Member

    Hello There,

    Just got approve for the GM Card yesterday.... CL $4500 9.99% apr 0% for BT for 6 mons.... they pull equifax....

    Anyone who has this card how does it look like it looks cool from the website but I can't tell what color is it? please let me know....

    Thx,

    Kev
     
  2. cma

    cma Well-Known Member

    Congrats Kev. Wish I could get a GM card. Maybe I'll try in another couple of months.
     
  3. kevinw01

    kevinw01 Well-Known Member

    Hello cma,

    Thank You! yeah I am happy that I got approve and wish you the best of luck getting one later on... have you try to get one yet or maybe the bestbuy card first and see what happens..... good luck to you either ways.....

    Thx,

    Kev
     
  4. cma

    cma Well-Known Member

    Best Buy? What CRA do they pull from? What should I have for a FICO in that report? I haven't tried to get anything for almost a year, but am afraid to try because last year I was turned down 3 times!
     
  5. kevinw01

    kevinw01 Well-Known Member

    Hello cma,

    with your scores I think you should have a chance what's the reason for the decline the last couple of times when you apply... I think the gm card, bestbuy card they pull equifax I think.... since it has been a year you can give it another shot and see what happens good luck to you....

    Thx,

    Kev
     
  6. cma

    cma Well-Known Member

    Thanks for your help Kev. I can't remember what the reasons for decline were since it's been so long. I do remember that I received letters in the mail with 4 or 5 reasons. I am currently disputing things with EQ, so when I get my results back sometime next week, I probably will try and get a BestBuy card. Thanks again!
     
  7. Mark LA

    Mark LA Well-Known Member

    Congrats Kev!!!
    :)
     
  8. Diane143

    Diane143 Well-Known Member

    Equifax is my best score. What was your score (Mine 708) and what part of the country are you from? Don't forget to submitt your entry at Millcbs.com Thanks Diane
     
  9. kevinw01

    kevinw01 Well-Known Member

    Hello MarkLA,

    Thank You! send me an email....

    Hello Diane,

    when I apply according to a score I got with a 3 in one report it saids 690 but I know that is not the FICO score I can't use credit watch for some reason and they keep telling me that is due to technical difficulites... I am in SO CA... hope this helps and good luck to you if you apply....

    Thx,

    Kev
     
  10. LKH

    LKH Well-Known Member

    Hey Kev, I got approved for the GM card on Sunday. I got a $5000 loc with 9.9% and 0% for bt's for the first 6 months.
    My score was 720 and they pulled Equifax.

    Also, with the Best Buy deal, if you apply online, they give you the option to apply for a Household mc at the same time, but they will pull 2 inquiries, one for each. I did this in Feb. I had about a 660. I got denied for the Best Buy but approved for a Household Gold mc.
     
  11. cma

    cma Well-Known Member

    LKH
    My EQ score is 659 now. Is that the one they pulled? Also, what was your LOC on the Household card? Int rate and fees?

    Thanks
     

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