They pulled TU for me. I have 1 open collection from 1998 for $400.00 I have another paid collection from last year. I am 75% in ultization. www.unitedairlines.com Recieved 15k in miles after my first purchase. For a Signature card it was easy to get. Bank One rep said that Visa from United Airlines is the easiest to get. So I tried. Approved Online !!! Good Luck all !!!!