Hello There, Just got approved for the Generations Bank Visa card with a $2000 line and 9.9% apr the rep who call me at work to tell me this was very nice and sincere. Just a note they do verify the info on the app and they do require a copy of a drivers license, recent paystubs, if you are using a mailing address other than your actual residence address when applying they will require a copy of the phone bill as well. to verify the residence address or home phone no anyways they require more from me due to the fact that my current company merge with our parent company they also ask for the w2's as well as the previous year of income tax return... so they ask for alot for approval but base on my personal experience they are one of the friendliest bank that I have dealt with so far.. at the time my credit score from transunion was 732.. you need a 650 to get in with no derogs for the last 2 years 15,000 min income verifable. so if anyone of you are consider them they are super nice to deal with. Good Luck to all when applying. Kev
Congrats Do they only pull TU? My hometown bank provides loans & mortages and does not report unless asked. I like a hidden LOC
Hello John, Yes Generatons Bank are very friendly and helpful they will answer any questions that you may have before applying... I would say try it and good luck to you if you apply.... Kev
Yes, They do!. I was approved for 12,000 back in Dec but they requested Paystub. So finally I was declined because was unable to submit the information requested. (ps.I lied about my income).
