Discussion in 'Credit Talk' started by molly, Oct 12, 2000.

  1. Bart

    Bart Guest

    CC Companies NEVER check incom

    Thinking back on incomes. CC Companies NEVER verify your income so you could say you make 100k a year. But I guess thats fraud.. just a thought.
  2. molly

    molly Well-Known Member

    RE: Debbie....

    Here's my info-
    Experian has 8 negative items (includes 2 charge offs and the rest are paid collections(mostly student loans)).
    Trans Union has 4 negative items (the same 2 charge offs (one is paid) and paid collections)
    Equifax-has 6 negative items (the same 2 charge offs and paid collections)
    My income is low because I go to school 3/4 time $28,500
    But I have been at my job for 2 years and 9 months
    And I have lived at the same apartment for 2 years.
    I also have a checking and savings account.
    And my credit has been clean for the past 2 years.
    As far as positive info. on my reports each one has between 6 and 8 entries.
    I have a secured capital one card 12/98
    Target 5/99
    Orchard 5/99
    Bally's gym membership paid 2/98
    Three paid student loans, one was just paid off in Sept. 00 and I don't know about the other two right off the top of my head.
    Closed Dept. store in 1/98

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