1. Apr 12, 2002 #1
   

   QUEEN_BEE Well-Known Member

   What is the difference?
   
   This is what I am looking to invest in

    

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3. Apr 12, 2002 #2
   

   Rina Well-Known Member

   The APY is the actual rate you will receive if you keep the account to maturity (a full year).

    
4. Apr 12, 2002 #3
   

   Rina Well-Known Member

   Actually, why don't you check out ING Direct instead of the Cap1 MMA?
   
   The APY is 3.00% on the regular savings account (no minimum or fees), 3.25% on the 1 year CD, and 5.00% on the 5 year CD.

    

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