AR - Compucredit???

Discussion in 'Credit Talk' started by NiceGuy, Sep 4, 2002.

  1. NiceGuy

    NiceGuy Well-Known Member

    I just pulled EQ online via Creditwatch and this AR is coming up. I don't have and have never had an acct with such a company. How can they then pull an AR on me last month???

    Has anyone else seen this come up on their EQ?
     
  2. suzza

    suzza Well-Known Member

    I think it's Providian
     
  3. Momof3

    Momof3 Well-Known Member

    It is probably Providian, they sold some of their accounts to Chase:) and others to Compucredit:(
     
  4. GEORGE

    GEORGE Well-Known Member

  5. allen074

    allen074 Well-Known Member

    yup it was on mine too

    experian said any company could pull a report from your credit at any time... no questions asked.. i say BS to that!
     
  6. NiceGuy

    NiceGuy Well-Known Member

    Thanks, George, but I don't have, have never had, and never will have an acct with those idiots.

    My scores are all 700+ now and my providian card has a $10K+ limit so I doubt they would sell it to these bastards.
     
  7. GEORGE

    GEORGE Well-Known Member

    DISPUTE IT!!!

    "NO PERMISSABLE PURPOSE" (they have to have a "PERMISSABLE PURPOSE" even on a "SOFT" AR)...
     
  8. allen074

    allen074 Well-Known Member

    George,

    What does it get you to dispute a soft ar? Is it just better to do so?

    Thanks,
    Allen
     
  9. dogman

    dogman Well-Known Member

    How you been NiceGuy? Did you have a nice Labor Day weekend - while Compucredit was reviewing you LOL!

    Hmmm - I should look :)

    aarrfff - dogman
     
  10. GEORGE

    GEORGE Well-Known Member

    ALL IT GETS YOU IS SATISFACTION THAT IT IS GONE...ESPECIALLY IF
    THEY HAD NO "PERMISSABLE PURPOSE"!!!!!!!!!!!!!!
     
  11. allen074

    allen074 Well-Known Member

    Is there a true definition of "PERMISSABLE PURPOSE" anywhere?
     
  12. FicoSux

    FicoSux Well-Known Member

    I got the AR as well...
     
  13. GEORGE

    GEORGE Well-Known Member

    AM I APPLYING FOR A CREDIT CARD OR LOAN OR HAVE CURRENTLY AN ACCOUNT WITH A COMPANY THAT ISSUES CREDIT CARDS AND LOANS??? (ONCE CLOSED "PP" IS LOST)...
    New account only reason for a "HARD"...

    AR/AM/PRM for already established accounts.

    NOTHING FOR INSURANCE---->PEOPLE DON'T DRIVE BY THEIR CREDIT REPORT.

    Just my opinion...
     
  14. dogman

    dogman Well-Known Member

    They may as well send the data to the auto companies next...

    BUT, oddly enough, I get pre-approved auto insurance offers all the time.....
    never a credit card - just progressive, nationwide....

    I stay with GEICO..

    aarrff dogman
     
  15. GEORGE

    GEORGE Well-Known Member

    AUTO----->if "SCORE BASED RATES" were such a good idea...WHY ARE SO MANY STATES OUTLAWING IT OR CONCIDERING LAWS TO PERVENT IT'S USE???
     
  16. pdewitt99

    pdewitt99 Well-Known Member

    I hate the fact that insurance companies are pulling Credit Reports, I had the misfortune of doing an online rate quote with Geico. It turns out I forgot to uncheck the box that gave them the permission to cut me with a hard inquiry.
     
  17. lbrown59

    lbrown59 Well-Known Member

    Hate it for the rite reason, it's a scam,
     

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